Better Local Healthcare Options for the Elderly

help the agead

Healthcare in the USA is now at a record price and there are no signs that it will become more cost effective anytime soon, the USA healthcare system is more complex than ever now we have obamacare added to the mix but it’s a good system if you compare it to other types of healthcare around the world.

American healthcare is a one of the most advanced if not the most leading the way in many fields mainly because of it’s vast funding source and top class facility’s around the country not to mention the well established university’s producing high quality doctors, researches, scientist and nurses year in and year out.

help the agead

I understand there are a number of issues that could and probably should be addresses better by the government but I do want to highlight one in particular that effected my own family a few years back, my own grandmother became ill suffering from dementia and other failing aspects and it was decided we needed to get assistance in her final years. We spoke with a number of people regarding her options from home help assistance on a daily basis to an actual home for the elderly with every option came a price because the home help needs a wage or the home for the elderly needs to make a profit.

How do you finance this?

As you and nobody else knows how long my grandmother will live it could be another 20 years, my family is not hugely wealthy we own property and all the adults bring in a more than average income, my grandmother had her own property that her and my grandfather had worked hard to pay off but the cost of all the options on the table as many will know is from $2000 to %5000 a month it’s a huge overhead for anyone to undertake.

My own idea for a better system is a public funded hub with a backup of government money to assist with any cash flow issues, it would take:

1 descent sized building in the are that is currently not used and available tax free

An annual equipment sponsorship or donation buy large local businesses with in a 10 mile radius of each hub

Local prison inmates to provide a range of salable products with profits going directly to the hub

Government workers to be refocused for one day a month to provide assistance with there skills in assisting the hubs operation

What would happen to the funding?

Money raised by the hub would be spent on the elderly who require care provided by paid professionals, they would come to their home at no charge to the elderly person, the care would provide them with basics like food, heat and comfort during their end of life taking away the stress of worrying how care is going to be paid for or how is going to help.

My grandmother was lucky because she had a family to help in every way but not everyone has support and I can only imagine how stressful and upsetting it is for a lot of old people when it comes to this time in their lives, the hub would be a better system for everyone as we all get old and will require help one day no matter who you are it’s inevitable.

Big Business Funding Smaller Businesses

business funding

Small to medium sized businesses have always been and will always be the big businesses of tomorrow you only need to look at the tech industry of the 1970’s – 1980’s with the once tiny start ups Apple and Microsoft, both now huge businesses in their own right providing a wide range of products and services to the entire world and making billions of dollars.

It’s not easy operating a small business in fact it one of the hardest things I have every done I believe it’s a big learning curve for anyone attempting to get an idea off the ground with little or no money but it shouldn’t be this way starting a business should be encouraged by governments not hindered like the reality of starting a small business today.

business funding

My concept for change

Forget about government promises of assistance, every election we hear the same story or latest incentive always ending up with application forms requiring weeks of planning or processing times making the process to slow, small businesses need assistance from the big company’s and not just with money it could be a number of things established businesses have at their disposal including office space, equipment, experts, software, transport, furniture the list is endless.

My own experiences

My first ever company was a food business based in England I had nothing at the time apart from my idea to build a successful catering company targeting corporate clients, armed with a rock solid 5 year business plan I tried to get loans from banks and building society’s but I was turned down at every meeting, I applied for a number of government incentives but after months of application form filling only to be told I didn’t meet the criteria or the funding has stopped!

In the end the only way my business managed to get started was with luck and a personal loan from three family members, that business turned into the biggest catering firm in the North of England and I sold it for just over 1.8 million pounds, the entire process could and should have been quicker and easier, if a big company had provided me with a building rent free for 6 months, a donation of food processing equipment or a small workforce that was trained and paid for a year, maybe a accountant to handle all the finances or computers and software to manage the business.

The truth of the matter is any of the above would have been of very little cost to a big business and if they had invested in my company and received a stake of say 10% a very nice return could have been provided after the sale, this idea would eradicate government spending tax payers money on trying to assist small businesses and failing, it would give the job to big businesses who know and understand how to run a business and have the money and resources to pull it off.

We now live in a more modern world where aspects of this idea do exist with crowdfunding for example and this is fantastic, however money is not always the answer or a requirement most of the time it’s other aspects people require to start up their business and this idea could offer that solution.